How to Set Up a Biller for Payment Processing

For each biller, someone must set up the biller for credit card payments (if the biller will accept credit card payments) and for bank account transfers (if the biller will accept bank account transfers). The biller or the site administrator may perform these tasks.

How to Set Up a Biller for Credit Card Payments

To process credit card payments for a biller, iBP must know the biller’s merchant ID. The site administrator normally enters the merchant ID when registering the biller. If you aren’t sure that this information was already registered, follow the steps below to check.

1. Log into iBP. In the left menu, click Biller Management. The main area of the interface shows the Biller Management screen.
2. In the main area, click the name of the biller. A new window opens showing the tasks that are available to that biller.
3. Click Biller Profile. The main area shows the Biller Profile screen.
4. Make sure that the Merchant ID field contains the biller’s merchant ID.
5. If necessary, type in the merchant ID. This ID comes from the back-end payment system when the biller registers with the payment system.
6. If you have made changes, click Save to save them.

How to Set Up a Biller for Bank Account Transfer Payments

To accept bank account transfer payments using iBP, the biller must specify the account into which the money should be transferred when customers pay their bills this way. Follow the steps below to set up bank account transfer payments.

1. Log into iBP. In the left menu, click Biller Management. The main area of the interface shows the Biller Management screen.
2. In the main area, click the name of the biller. A new window opens showing the tasks that are available to that biller.
3. Click Payment Acceptance. The main area shows the Payment Acceptance screen.
4. Type in the information for the bank account into which the money should be transferred when customers pay their bills. For Bank Routing Number and Branch ID number, see the example below.
5. Click the Save button.

Bank Routing Number and Branch ID Number Example

Back-end Payment System Setup for Billers

External to iBP, the billers must register with the back-end payment systems they will use. The setup process varies from one payment system to another, and especially between credit card (CC) and financial institution (FI) payment systems.

CC Payment Systems

When the biller registers with a CC payment system, the payment system gives the biller a merchant ID, which the biller or site administrator must enter into the iBP system during biller registration.

FI Payment Systems

When the biller registers with an FI payment system, the biller and the payment system must agree on a payee ID, which the iBP system and the payment system will use in processing subsequent payment requests.